Finance newbie- what factors do I search for in shopping for a credit card? Best one out there right now?
Question by gaga_chick: Finance newbie- what factors do I search for in shopping for a credit card? Best one out there right now?
My parents taught me zero about finances..my credit was so bad cuz I wouldnt pay my bills on time, interest % was high etc etc. Im 23 now and have had my last credit card closed for maybe a year now and would like to start fresh to rebuild my credit history, my FICO score, etc. Where do I start? All these APR terms and all the competitors out there in the market…gives me a headache. If you can suggest anything- 1. a good credit card w/least fees, I guess most rewards like points? and 2. where I can get good info about the industry/personal finance w/o spending too much time, a resource I dont have.
THanks tons!
—23-f-CA
Best answer:
Answer by S P
How about cash? How about just paying cash? You don’t need a FICO and you won’t ever been embarrassed.
Live within your means.
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